Travel Guides & Articles
Which Is The Top Credit Card With Best Offers, Like Free Airport Lounges, Rewards And Travel Benefits? News24 –
India is seeing a steady rise in credit card usage, with banks rolling out new offers and features to attract fresh customers and persuade existing cardholders to switch. There are numerous websites and apps where customers can compare benefits, including the number of free airport lounges and travel offers, to choose the best credit card tailored to their needs. Here, we give you insight to the best credit cards that offer the most at lower fees. You can compare the benefits and choose the one. Is HDFC Regalia Gold the best?
HDFC Regalia Gold Credit Card
The HDFC Regalia Gold Credit Card is one of the most sought-after premium credit cards in India, offering a strong combination of rewards, travel perks, and lifetime benefits. However, it faces competition from several other cards that challenge its position in the market. This article examines the HDFC Regalia Gold alongside its top three competitors: SBI Card PRIME, ICICI Bank Sapphiro, and Axis Bank SELECT.
HDFC Regalia Gold Credit Card
Annual Fees and Charges
- The card has an initial and annual fee of ₹2,500 plus GST.
- The renewal fee is waived if the cardholder spends ₹4 lakh or more in a calendar year.
- The foreign currency markup is 2%, making it suitable for international transactions.
Rewards
- For every ₹150 spent on retail purchases, the cardholder earns 4 reward points.
- Purchases at partner merchants like Nykaa, Myntra, Marks & Spencer, and Reliance Digital earn 5 times the rewards (20 points per ₹150).
Airport Lounges And Other Benefits
- ₹2,500 gift voucher to the new cardholders
- ₹1 lakh spending in the initial 90 days of card issuance
- Free Swiggy One and MMT Black Elite membership
- 12 domestic airport lounge visits each year
- 6 international lounge visits via the Priority Pass membership
- ₹1,500 worth of vouchers on spending ₹1.5 lakh per quarter
- ₹5,000 worth of flight vouchers on 5 lakh spending
- Additional ₹5,000 flight vouchers on 7.5 lakh
- The card comes with full insurance coverage
- ₹1 crore air accident cover with purchase protection
- No liability for a lost card if it is reported immediately
Axis Bank SELECT
The Axis Bank SELECT card is designed for people who spend on retail. It offers high benefits for shopping and dining.
Annual Fees and Charges
- Joining fee of ₹3,000 and an equal annual fee.
- Free for Burgundy customers.
- Renewal fee is waived if annual spending reaches ₹8 lakh.
- Foreign currency markup is 3.5%.
Rewards
- Cardholders earn 10 EDGE points for every ₹200 spent.
- They earn 20 EDGE points for every ₹200 spent on retail purchases, up to ₹20,000 per month.
- Each EDGE point has a redemption value of approximately ₹0.20.
Airport Lounges And Other Benefits
- The card offers 12 international lounge visits per year through Priority Pass membership
- It also provides 2 domestic lounge visits per quarter
- Lounge access is subject to a minimum quarterly spend of ₹50,000
- New cardholders will earn 10,000 EDGE points of 2,000 in the first transaction
- The card offers 6 free golf rounds per year.
- It provides a 1% waiver on fuel surcharge for purchases between ₹400 and ₹4,000.
- Cardholders receive dining discounts through the Axis Dining Delights program.
SBI Card PRIME
Premium lifestyle credit card offering extensive travel and dining perks.
Annual Fees and Charges
- Joining fee: ₹2,999 + GST.
- Annual fee: ₹2,999 + GST (waived if annual spending reaches ₹3 lakh).
- Foreign currency markup: 3.5%.
Rewards
- Earn 2 reward points for every ₹100 spent on regular purchases.
- Earn 10 reward points for every ₹100 spent on dining, groceries, departmental stores, and movies.
- On birthdays, earn 20 reward points for every ₹100 spent.
Airport Lounges And Other Benefits
- 8 domestic lounge visits per year (2 per quarter).
- 4 international lounge visits via Priority Pass membership.
- 1% fuel surcharge waiver, up to ₹250 per month.
- 50% discount on golf games.
- 25% discount on dining through the American Express Dining Platform.
ICICI Bank Sapphiro
The ICICI Bank Sapphiro targets high spenders on travel and lifestyle.
Annual Fees and Charges:
- Joining fee: ₹6,500 + GST.
- Annual fee: ₹3,500 + GST.
- Renewal fee is waived for annual spending of ₹6 lakh.
- Foreign currency markup: 3.5%.
Rewards
- Earn 2 reward points for every ₹100 spent on domestic transactions.
- Earn 4 reward points for every ₹100 spent on international transactions.
- Milestone program: earn 4,000 points on ₹4 lakh annual spending.
- Earn 2,000 points for every additional ₹1 lakh spent after that.
Airport Lounges And Other Benefits
- 16 domestic lounge visits per year.
- 2 international lounge visits per year.
- Domestic lounge access is generous, but international access is limited.
- Welcome benefits: ₹13,000 worth of shopping and travel vouchers for new cardholders.
- Additional benefits: Up to 4 complimentary golf rounds per month on retail spending of ₹50,000 in the previous month.
(Disclaimer: The information provided about credit cards, including benefits, fees, and offers, is for general informational purposes only and may change over time. Readers should verify all details directly with the respective banks or official sources before applying or making any financial decisions)
Travel Guides & Articles
Putin to travel to India in December; visit to focus on defence and energy ties
Russian President Vladimir Putin will make an official visit to India in December, marking his first trip to the country since the outbreak of the Russia-Ukraine war in 2022, according to a report by AFP citing Kremlin officials.
The visit comes at a time of heightened tension between New Delhi and Washington, as U.S. President Donald Trump escalates pressure on India over its ongoing oil trade with Moscow. Earlier this month, the Trump administration announced an additional 25 percent tariff on Indian goods, bringing the total import duty to 50 percent. The U.S. has accused India of indirectly funding Russia’s war effort through discounted crude purchases.
India has strongly rejected the accusations and called the new tariffs hypocritical and unjust. Officials in New Delhi have emphasised that their oil procurement decisions are guided by market dynamics and national interest. India has also highlighted that several other major economies, including countries in Europe, continue to maintain significant trade ties with Russia but have not been targeted with similar penalties.
The Kremlin had initially announced that Putin had accepted an invitation from Prime Minister Narendra Modi to visit India earlier this year, but a date had not been confirmed. News of the December visit follows an upcoming bilateral meeting between Modi and Putin, scheduled to take place on September 1 on the sidelines of the Shanghai Cooperation Organisation (SCO) summit in Tianjin, China.
As India’s relationship with the U.S. faces new strains, its ties with Russia and China appear to be strengthening. The upcoming visit is expected to focus on bolstering cooperation across several sectors, including defence, energy, and trade.
Russia remains a key strategic and defence partner for India, with a relationship that dates back to the Soviet era. Moscow has publicly supported India amid U.S. tariff actions, calling the American measures “unjustified” and accusing Washington of “double standards.”
The Russian embassy recently stated, “If Indian goods cannot go to the U.S. market, they are welcome to Russia.”
Travel Guides & Articles
Weekly Horoscope Pisces, August 31-September 6, 2025: Work-related travel is foreseen | Astrology
Pisces (Feb 20-Mar 20)
Weekly Horoscope Prediction says, avoid controversies
Look for happy moments in love and ensure you take up new roles at the office. Do not invest blindly and instead have a proper investment plan. Health is good.
Be fair in your love life and consider taking risks at work. Despite the prosperity, you should be careful about the expenditure. Health is also on your side.
Pisces Love Horoscope This Week
Your relationship will be creative, but there may also be minor issues that demand attention. You should be ready to discuss the issues to settle them. Do not impose your concepts on the lover and instead provide the space to personally express your opinions. This will strengthen the relationship. You may also patch up with the ex-lover who had broken up on ego issues. Married females may get pregnant in the second half of the week.
Pisces Career Horoscope This Week
Pay attention to the details while handling a project. Be ready to face minor issues while settling professional issues, and clients must also be convinced about certain flaws or missing points in a project. Artists, authors, actors, musicians, and politicians will see more opportunities to prove their mettle. You may visit the client’s office, and your communication skills will be a major factor in winning a new contract. Some professionals will travel for job reasons and perhaps even to places abroad. The commitment, discipline, and integrity are unmatched.
Pisces Money Horoscope This Week
Wealth will be there, but you may have issues related to investments, especially in the stock market. Some females will win a part of the property through legal battle. Senior natives can also consider the division of property in the first half of the week. Businessmen will raise funds through promoters, while you may also expect good returns from the business. Avoid lending a large amount, as you may have issues getting it back.
Pisces Health Horoscope This Week
If you make any travel plans, try to go out to places that would make you feel more relaxed and rejuvenated. Female natives need to be careful about pain in joints, breathing issues, and migraine. Pregnant females need relief from office stress and should consider taking leave for a few days. Avoid heavy exercise and be careful while boarding a train or bus. It is good to be careful about the diet.
Pisces Sign Attributes
- Strength: Conscious, Aesthetic, Kind-hearted
- Weakness: Sentimental, Indecisive, Unrealistic
- Symbol: Fish
- Element: Water
- Body Part: Blood Circulation
- Sign Ruler: Neptune
- Lucky Day: Thursday
- Lucky Color: Purple
- Lucky Number: 11
- Lucky Stone: Yellow Sapphire
Pisces Sign Compatibility Chart
- Natural affinity: Taurus, Cancer, Scorpio, Capricorn
- Good compatibility: Virgo, Pisces
- Fair compatibility: Aries, Leo, Libra, Aquarius
- Less compatibility: Gemini, Sagittarius
By: Dr. J. N. Pandey
Vedic Astrology & Vastu Expert
Website: www.astrologerjnpandey.com
E-mail: djnpandey@gmail.com
Phone: 91-9811107060 (WhatsApp Only)
Rakshit Sharma, Ludhiana
Published on: Aug 31, 2025 04:06 am IST
The incident took place shortly after the New Delhi-Amritsar Shan-e-Punjab Express left the Ludhiana junction station here and reached the Domoria bridge
-
Tools & Platforms3 weeks ago
Building Trust in Military AI Starts with Opening the Black Box – War on the Rocks
-
Ethics & Policy1 month agoSDAIA Supports Saudi Arabia’s Leadership in Shaping Global AI Ethics, Policy, and Research – وكالة الأنباء السعودية
-
Events & Conferences3 months agoJourney to 1000 models: Scaling Instagram’s recommendation system
-
Jobs & Careers2 months agoMumbai-based Perplexity Alternative Has 60k+ Users Without Funding
-
Business1 day agoThe Guardian view on Trump and the Fed: independence is no substitute for accountability | Editorial
-
Funding & Business2 months agoKayak and Expedia race to build AI travel agents that turn social posts into itineraries
-
Education2 months agoVEX Robotics launches AI-powered classroom robotics system
-
Podcasts & Talks2 months agoHappy 4th of July! 🎆 Made with Veo 3 in Gemini
-
Podcasts & Talks2 months agoOpenAI 🤝 @teamganassi
-
Jobs & Careers2 months agoAstrophel Aerospace Raises ₹6.84 Crore to Build Reusable Launch Vehicle