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How are people in Guernsey and Jersey managing cost of living?

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John Fernandez

BBC Guernsey political reporter

BBC Sarah Aubert - A woman with long brunette hair, she's wearing big brown sunglasses and a black top. BBC

Sarah Aubert says she has noticed the price of food and suncream rising recently

“I have three children and it is really hard to support your family at the moment.”

Jersey mother-of-three Sarah Aubert said she was sometimes skipping meals to make sure her children could eat well because of recent increases in prices.

Prices are continuing to rise in Jersey at a faster rate than earlier this year, with the latest figures showing inflation was 2.6%, while in Guernsey the rate of increase has slowed – but is higher than Jersey, at 3.9%.

According to some local economists, the disparity between the islands is partly down to the higher costs of rental properties in Guernsey.

Construction worker Luke Jackson blamed high rents in Guernsey on States relocation grants.

He said: “Locals can’t compete. It’s got to the point now where we’re second-class citizens in our own island.”

Last year, the States paid £4,757,453 to assist staff moving to the island, compared to £1,437,450 in 2018.

Economist and Deputy Andy Sloan agreed that relocation grants had led to a steep increase in rental prices locally.

A man with close cropped grey hair and a pencil behind his right ear. He's wearing a blue t-shirt.

Luke Jackson blamed the recent jump in rental prices on relocation grants from the States

In Guernsey, stats from the States showed average local market rents were £2,068 a month in the first quarter of 2025 – 1.5% higher than the previous quarter; 8.2% higher than the first quarter of 2024 and 51.7% higher than five years ago.

In Jersey, rents have remained stable for the past six months, with the average price of a one-bedroom house £1,300 per month, according to the States of Jersey.

Food inflation

In Jersey, one of the big drivers of the island’s inflation rate is the rate at which the price of food has increased in recent months – 4.1% between the end of March and June.

In Guernsey, food has not been singled out as one of the big drivers behind prices increasing, that is housing costs and tobacco, but the price of food has increased by 3.9% in the past three months.

Ms Aubert said: “Suncream in the shops is so expensive; fillings for sandwiches, like pack lunch stuff, it’s even like snack bars, and cereal, I would say too it is really expensive.

“So it is really hard, but we try and just balance it out now and just take away things that you know we used to have as luxuries.”

For new mother Chantelle Bearder in Guernsey, it is a similar balancing act.

Chantelle Beader - A lady with sunglasses on her head, she has grey and black hair. She's wearing dingarees and a green t shirt.

Mother-of-one Chantelle Bearder has changed her shopping habits because of increasing prices

She said she had taken time off to look after her daughter, which meant her husband was the sole source of income.

She said: “Obviously I’m out of work at the moment, looking after my little one, because work versus childcare is the balance.

“There is a lot more to balance when you are living off one wage. There is a lot more I’m having to think about, like what is affordable to buy versus what is then also going in the bin.”

The BBC contacted the States of Guernsey on Tuesday to ask what it was doing to assist people with the cost of living crisis locally.

So far, there has been no response.

In Jersey, Minister for Social Security, Deputy Lyndsay Feltham said she appreciated the impact the cost of living was having on families.

To support people with the cost of living crisis, Feltham said the States was “transitioning towards a living wage, with the first step made in April when the minimum wage increased to £13”.

She added: “There is also help available through income support, with rates increasing by 8.6% in 2024 and again by 4% this January.”

The Minister for Treasury and Resources Deputy Elaine Millar added: “It is a slight concern to see inflation rising once more, but we’re thankful that the numbers remain relatively low compared to recent years.”

‘Causing enormous stress’

The Family Nursing and Home Care, Brighter Futures and the Jersey Child Care Trust told a sub-panel of the health and social security panel that one in five families were struggling to make ends meet.

Deputy Louise Doublet said she was “extremely concerned” by the levels of child poverty in the island.

She said: “It’s causing enormous stress to some families with some parents having to tag-team their parenting with one working at night and then switching over and the other working in the daytime.

“It’s meaning that families don’t have time together and they can’t relax and be together as a family.”

Nausheena Nackwa and her family. From left to right a brown skinned man with a bald head. He's a black and grey beard, and is wearing a brown back pack, over a grey t-shirt. He's sitting down next to his six month old daughter, who has black hair and is wearing a flowery bib. On the far right is a woman wearing a pink headscarf.

Nausheena Nackwa’s family have noticed the increasing price of groceries compared to their native South Africa

Every Tuesday, Bright Beginnings Children Centre in St Sampson’s hosts a free stay-and-play session for parents at a loose end as to what to do with their little ones.

New mother Nausheena Nackwa was there with her six-month-old daughter.

She said: “We have only been here for two years, but we’ve seen a noticeable increase in prices.

“The price of food has increased, and daycare costs too, which is serious for us as we do not have a support system over here, so we will have to rely on daycare.

“Then, of course, there is the actual housing situation – that is the other real big cost that really gets us.”

Sheikh Sakib - a man with black hair, a black beard with glasses. He's wearing a black rain coat and a browny grey shirt.

On Guernsey’s High Street, the cost of housing came up as one of the biggest concerns for people living on the island

Hospitality worker Sheikh Sakib, who recently had his first child in Guernsey, said: “The rental costs are bad here.”

On Guernsey’s High Street, he said his biggest overhead every month was his rent.

He said: “The grocery costs is getting increasing, as well as rent, but the biggest expense is always rent.

“I have seen some of the places in London cheaper than here. Especially when I went to Edinburgh: I found a three-bedroom flat in the city centre, £1,200.”

A man wearing a coat outside a shopping centre.

Carl Walker said he wanted shops to help people

He said: “Outside of the city is £700 or £900.

“But, in Guernsey, you can see for a two-bedroom flat it needs to be at least £2,000, plus the bills and other things.”

The Consumer Council, which campaigns for shoppers in Jersey, said it had asked local supermarkets to give better discounts on basic food supplies.

Carl Walker said he wanted shops to help people.

“We recently met with one of the large supermarkets, we quizzed them about their prices and why some of them move and we also put pressure on them to try and ensure that any discounts that they’re offering are not only genuine discounts, but targeted discounts on those everyday essentials,” he said.



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The AI Movie Factory Is Ramping Up

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“Because I know the rooster.”

Those were the words of a Baghdad-based director named Hasan Hadi when asked how he was able to corral not just a host of non-actor children for his new movie but a particular kind of junglefowl.

Hadi – his The President’s Cake will come out this fall from Sony Pictures Classics and was just chosen as the official Iraqi Oscar submission – made the comment to a pair of reporters at a dinner at the Toronto International Film Festival. While among the more colorful – and barnyardy – of the remarks uttered at the important early-September gathering, it was far from the only one emphasizing the uniquely human qualities of filmmaking.

Across the Canadian city, directors made statements that, as the algorithm rises, almost take on a political cast. Richard Linklater and Ethan Hawke stood in front of an audience and described the painstaking rehearsal for their movie about Lorenz Hart. (“Ethan and I have done our share of dialogue-ntensive movies,” Linklater said, “but this was something else.”) Nia DaCosta talked about how her feelings on Ibsen animated her need to redo Hedda Gabler. Paul Greengrass left audiences breathless with his latest neo-verite adventure that has Matthew McConaughey as an embattled bus driver saving children in the 2018 Paradise wildfires.

None of them mentioned AI explicitly. They didn’t have to. Their pro-human vehemence was evident in every quote and frame.

But a different vision of Hollywood was also playing out at the industry’s big convocation, as tech entrepreneurs pitched their own vision to the entertainment decisionmakers. People from Largo, which builds models to test movies using virtual audiences. Luma AI, whose executives think studios can deploy their video-generation tool to ramp up production (and ramp down sets). Genny, which uses Google’s VEO-3 to help documentarians create re-enactment footage with the push of a button. All of them were at TIFF too, trying to enact their own vision of the entertainment future. And while they rarely crossed paths with the humanists, they clashed with them ideologically just the same. Hollywood may only be big enough for one them.

Pull the camera back and you’ll suddenly see the same battle playing out everywhere, in boardrooms and courtrooms. Warner Bros. has just sued Midjourney, making similar allegations as Disney and Universal before it against the image-generation startup. Anthropic has just agreed to settle with three authors who sued the AI company for training its models on their books. If the settlement is approved, it could result in the company paying a total of $1.5 billion to hundreds of thousands of authors – but the judge in the case also cleared the way for tech companies to engage in such training without permission so long as they bought retail copies of the books.

Seeking to convey the stakes, two activists, Guido Reichstadter and Michael Trazzi, have gone on hunger strikes outside the San Francisco office of Anthropic and London office of Google’s DeepMind respectively. They say they won’t eat any food until the companies stop developing all new AI models, giving both a visual and historical dimension to the conflict.

Meanwhile, the startup Showrunner, with investment from Amazon, made waves when it said it would use AI for an internal experiment to restore some 43 minutes of lost footage from Orson Welles’ The Magnificent Ambersons. The announcement generated a backlash from the company managing Welles’ estate, which an official there calling the move a “purely mechanical exercise” that lacked “uniquely innovative thinking.”

And of course The Sphere just opened an AI-enabled re-formatted The Wizard of Oz, aided by Google and $80 million (a budget $15 million higher than the original’s in 2025 dollars). While eliciting rave reviews, the project also added in cameos for the CEOs David Zaslav and James Dolan who were not, according to most film historians, present on the 1939 MGM set.

After years of companies building tech and raising money, the introduction of AI into the house of storytelling is finally here. And media players need to decide whether they want to make up the guest bedroom.

It would also be a mistake to think AI will only be used on classic films – on films with few stakeholders. The tools pitched and implemented would be used to create what was once done by hand on sets and in marketing departments, automating the analogue, with all the labor and cultural consequences to go with it.

At a hearing for the Anthropic settlement, one of the author plaintiffs, Kirk Wallace Johnson, said he saw the proceeding as the “beginning of a fight on behalf of humans that don’t believe we have to sacrifice everything on the altar of AI.” Johnson is the author of The Feather Thief, a critically acclaimed 2018 true-crime book about a heist that made off with scores of centuries-old historical bird skins. You could say that he, too, knows the rooster.

This story appeared in the Sept. 10 issue of The Hollywood Reporter magazine. Click here to subscribe



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How To Un-Botch Predictive AI: Business Metrics

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Predictive AI offers tremendous potential – but it has a notoriously poor track record. Outside Big Tech and a handful of other leading companies, most initiatives fail to deploy, never realizing value. Why? Data professionals aren’t equipped to sell deployment to the business. The technical performance metrics they typically report on do not align with business goals – and mean nothing to decision makers.

For stakeholders and data scientists alike to plan, sell and greenlight predictive AI deployment, they must establish and maximize the value of each machine learning model in terms of business outcomes like profit, savings – or any KPI. Only by measuring value can the project actually pursue value. And only by getting business and data professionals onto the same value-oriented page can the initiative move forward and deploy.

Why Business Metrics Are So Rare for AI Projects

Given their importance, why are business metrics so rare? Research has shown that data scientists know better, but generally don’t abide: They rank business metrics as most important, but in practice focus more on technical metrics. Why do they usually skip past such a critical step – calculating the potential business value – much to the demise of their own projects?

That’s a damn good question.

The industry isn’t stuck in this rut for only psychological and cultural reasons – although those are contributing factors. After all, it’s gauche and so “on the nose” to talk money. Data professions feel compelled to stick with the traditional technical metrics that exercise and demonstrate their expertise. It’s not only that this makes them sound smarter – with jargon being a common way for any field to defend its own existence and salaries. There’s also a common but misguided belief that non-quants are incapable of truly understanding quantitative reports of predictive performance and would only be misled by reports meant to speak in their straightforward business language.

But if those were the only reasons, the “cultural inertia” would have succumbed years ago, given the enormous business win when ML models do successfully deploy.

The Credibility Challenge: Business Assumptions

Instead, the biggest reason is this: Any forecast of business value faces a credibility question because it must be based on certain assumptions. Estimating the value that a model would capture in deployment isn’t enough. The calculation has still got to prove its trustworthiness, because it depends on business factors that are subject to change or uncertainty, such as:

  • The monetary loss for each false positive, such as when a model flags a legitimate transaction as fraudulent. With credit card transactions, for example, this can cost around $100.
  • The monetary loss for each false negative, such as when a model fails to flag a fraudulent transaction. With credit card transactions, for example, this can cost the amount of the transaction.
  • Factors that influence the above two costs. For example, with credit card fraud detection, the cost for each undetected fraudulent transaction might be lessened if the bank has fraud insurance or if the bank’s enforcement activities recoup some fraud losses downstream. In that case, the cost of each FN might be only 80% or 90% of the transaction size. That percentage has wiggle room when estimating a model’s deployed value.
  • The decision boundary, that is, the percentage of cases to be targeted. For example, should the top 1.5% transactions that the model considers most likely to be fraudulent be blocked, or the top 2.5%? That percentage is the decision boundary (which in turn determines the decision threshold). Although this setting tends to receive little attention, it often makes a greater impact on project value than improvements to the model or data. Its setting is a business decision driven by business stakeholders, representing a fundamental that defines precisely how a model will be used in deployment. By turning this knob, the business can strike a balance in the tradeoff between a model’s primary bottom-line/monetary value and the number of false positives and false negatives, as well as other KPIs.

Establishing The Credibility of Forecasts Despite Uncertainty

The next step is to make an existential decision: Do you avoid forecasting the business value of ML value altogether? This would prevent the opening of a can of worms. Or do you recognize ML valuation as a challenge that must be addressed, given the dire need to calculate the potential upside of ML deployment in order to achieve it? If it isn’t already obvious, my vote is for the latter.

To address this credibility question and establish trust, the impact of uncertainty must be accounted for. Try out different values at the extreme ends of the uncertainty range. Interact in that way with the data and the reports. Find out how much the uncertainty matters and whether it must somehow be narrowed in order to establish a clear case for deployment. Only with insight and intuition into how much of a difference these factors make can your project establish a credible forecast of its potential business value – and thereby reliably achieve deployment.



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Sabre partners with Travelin.Ai – The Business Travel Magazine

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Sabre Corporation has partnered with Travelin.Ai, a next generation corporate booking platform.

The deal gives Travelin.Ai customers access to the SabreMosaic Travel Marketplace, including traditional airfares, NDC offers, low-cost carrier content and lodging options, as well as Sabre’s Lodging AI capabilities.

They will also benefit from AI-powered capabilities that drive hotel attachment, as well as the ability to book leisure and corporate travel in one booking flow.

Sabre’s Lodging AI analyses property attributes, trip context and traveller preferences to give personalised accommodation options, recommend alternatives when a chosen hotel is sold out, and suggest accommodation when flights are booked without a hotel.

The combination of Sabre and Travelin.Ai technologies will help travel management companies (TMCs) increase hotel attachment rates and capture additional leisure volume.

In an internal Sabre study, when travellers engaged with AI-suggested hotels, the likelihood of completing a booking increased by up to 14%, helping TMCs capture incremental revenue, reducing leakage and giving companies stronger duty of care and more complete reporting.

“The ability for TMCs and their corporate customers to book business trips with leisure components opens access to a $1 trillion market,” said Richard Viner, Head of Sabre UK and Ireland.

“In EMEA we see strong potential to raise hotel attach rates, and this agreement helps TMCs boost revenue and bookings while strengthening duty of care. All of this sits within a unified workflow that delivers a consumer-grade experience for travellers and agents.”

The platform automatically separates business and leisure costs through its proprietary split-payment technology, ensuring compliance while allowing employees to extend trips or use travel as an incentive.

Travelin.Ai will launch these capabilities with TMCs in the UK, the Nordics, US, Australia and Germany and says onboarding can be completed in minutes rather than weeks.

Founded in Norway, the company has expanded its presence across Europe and North America and is building a customer base among TMCs and corporates.

“Business travel should never force a choice between compliance and convenience,” said Roy Golden, CEO of Travelin.Ai.

“Compliance is the baseline, and technology must make it seamless. By combining Sabre content with its Lodging AI solution we embed policy into the booking flow while keeping the traveller experience intuitive.”

sabre.com

travelin.ai



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