Business
Huddersfield woman urges more support for people struggling with debt

BBC News, West Yorkshire political reporter

When Beverley Callon moved from Dorset to Huddersfield with her young son after a family breakdown, she hoped for a fresh start. Instead, the stress of mounting debt pushed her to the edge.
“I wasn’t eating, I wasn’t paying any bills. The rent wasn’t getting paid,” she says.
“I just didn’t know where to start.”
Beverley’s story is painfully familiar to thousands across Yorkshire.
As the cost-of-living crisis bites, Bradford-based debt advice charity Christians Against Poverty (CAP) warns of a silent epidemic of fear, shame and isolation gripping those in financial trouble.
CAP’s latest report, No Time to Lose, finds that most people seeking help feel isolated – fearing phone calls, opening the post and even a knock at the door.
That fear is all-too familiar to Beverley, 54.
“The phone calls started, people were coming to the door – it was just a strain,” she says.

With bailiffs looming, she turned to her local church and met Yvette Robinson, a CAP debt coach.
They worked together on budgets and savings plans until Beverley finally cleared her £11,000 debt over a number of years.
“Anybody can get into debt – for any reason,” says Yvette.
“We never judge how someone got into debt.
“We’re here to help them get out of it. The important thing is that people don’t have to face it alone.”
Early education ‘vital’
The average new CAP client in Yorkshire owed more than £11,600 last year, the charity says.
Meanwhile, figures released earlier this year by financial advisers Hargreaves Lansdown found households are now spending an average of £216 a month on credit cards, loans and overdrafts – a figure that soars to nearly 20% of income in the UK’s debt hotspots.
With unsecured debt growing faster than people’s incomes, campaigners warn this is fuelling poverty, deepening inequality and exposing the urgent need for government action.
Yvette believes that early financial education from primary school onwards would be a “vital” tool in helping children learn lifelong good money habits.
“Because if young people don’t learn, when they grow older, they’re not going to be able to manage,” she says.
Before last year’s election, Labour faced calls to commit to action on debt, but though it made tackling unsustainable international debt a key manifesto policy, campaigners say progress on household debt support has been slow.
One notable move came last month when the Ministry of Justice announced a consultation on debt enforcement reforms.
The proposals included independent regulation of bailiffs, limiting doorstep visits and making enforcement fees fairer.
“Debt recovery must be fair to everyone,” said Justice Minister Sarah Sackman KC, launching the changes.
“If you fall into debt you should be treated fairly and supported to get back on your feet.”

But campaigners want further comprehensive reforms on lending practices and bigger investment in community-based debt advice.
Toby Murray, from the Debt Justice campaign group which has launched a People’s Manifesto On Debt, said: “Labour came to power promising to tackle economic insecurity.
“But so far, this government has barely scratched the surface.
“While a cap on Universal Credit deductions, Buy-Now-Pay-Later regulation and consultations on debt enforcement are welcome steps, they do little to tackle the reality of the household debt crisis.
“Worse, government welfare reforms and financial deregulation risk pushing more people into hardship.
“People in debt are calling for urgent action: a ban on bailiffs, a duty of care for public creditors, and fair routes to write off unaffordable debt. The government needs to listen.”
For people like Beverley, the gap in – and growing demand for – statutory support is glaring.
“I went to Citizens Advice, but I couldn’t get an appointment,” she says.
“If it hadn’t been for CAP, I don’t know where I’d be.”
While the government provides information on debt support options through its website, campaigners say advice is often not easy to access when people are in crisis.
“We need more community hubs – places where people can get advice, mental health support, everything in one place,” Beverley says.
“Debt’s still a taboo. People shouldn’t have to suffer alone.”
Today, Beverley – previously a full-time carer for her son, who has ADHD – is building a new life.
She is retraining as a barista and dreams of starting her own coffee business.
But she knows many others remain stuck in the shadows of debt.
“I’ve never had a proper conversation about my future or what support I might need,” she says.
“It was through community courses I found a way forward – not through the system.
“A lot more needs to be done.”
If you are affected by the issues raised in this story, you can access support via the BBC Action Line.
Business
DRUID AI raises $31 million Series C, appoints new CEO

DRUID AI, a Romanian-born technology company, today announced it has secured $31 million in Series C financing to advance the global expansion of its enterprise-ready agentic AI platform under the leadership of its new CEO Joseph Kim. The strategic investment, which will advance DRUID AI’s mission to empower companies to create, manage, and orchestrate conversational AI agents, was led by Cipio Partners, with participation from TQ Ventures, Karma Ventures, Smedvig, and Hoxton Ventures.
“This investment is both a testament to DRUID AI’s success and a catalyst to elevate businesses globally through the power of agentic AI,” said Kim. “Customer success is what it’s all about, and delivering real business outcomes requires understanding companies’ pain points and introducing innovations that help those customers address their complex challenges. That’s the DRUID AI way, and now we’re bringing it to the world through this new phase of global growth.”
Kim has more than two decades of operating executive experience in application, infrastructure, and security industries. Most recently, he was CEO of Sumo Logic. He serves on the boards of directors of SmartBear and Andela. In addition, he was a senior operating partner at private equity firm Francisco Partners, CPTO at Citrix, SolarWinds, and Hewlett Packard Enterprise, and chief architect at GE.
DRUID AI cofounder and Chief Operating Officer Andreea Plesea, who had been interim CEO, commented: “I am delighted Joseph is taking the reins as CEO to drive our next level of growth. His commitment to customer success and developing the exact solutions customers need is in total sync with the approach that has fueled our progress and positioned us to raise new funds. Joseph and the Series C set up DRUID AI and our clients for expanded innovation and impact.”
The appointment of Kim as CEO and the new funding come on the heels of DRUID AI earning a Challenger spot in the Gartner Magic Quadrant for Conversational AI Platforms for 2025. This is just the latest development validating the maturity of DRUID AI’s platform and its readiness to deliver business results in a market that is experiencing rapid advancement and adoption.
In 2024, DRUID AI grew ARR 2.7x year-over-year. Its award-winning platform has powered more than 1 billion conversations across thousands of agents. In addition, the DRUID AI global partner ecosystem has attracted industry giants Microsoft, Genpact, Cognizant, and Accenture.
The founder of Druid AI, Liviu Dragan, had passed away unexpectedly in May 2025.
DRUID AI is trusted by more than 300 global clients across banking, financial services, government, healthcare, higher education, manufacturing, retail, and telecommunications. Leading organizations such as AXA Insurance, Carrefour, the Food and Drug Administration (FDA), Georgia Southern University, Kmart Australia, Liberty Global Group, MatrixCare, National Health Service, and Orange Auchan have adopted DRUID AI to redefine the way they operate.
Companies have embraced DRUID AI to help teams accelerate digital operations, reduce the complexity of day-to-day work, enhance user experience, and maximize technology ROI. Powered by advanced agentic AI and driven by the DRUID Conductor, its core orchestration engine, the DRUID platform enables businesses to effortlessly deploy AI agents and intelligent apps that streamline processes, integrate seamlessly with existing systems, and fulfill complex requests efficiently. DRUID AI’s end-to-end platform delivers 98% first response accuracy.
Business
WhatsApp expands business tools in India with payments, AI support and citizen services

WhatsApp hosted its second annual Business Summit in Mumbai on 16 September, unveiling a suite of new features designed to deepen business–customer engagement, simplify transactions, and boost discoverability. The announcements also underscored how the platform is increasingly being used by Indian state governments to deliver citizen services at scale.
Payments integrated into WhatsApp Business
Small businesses can now accept secure payments directly within the WhatsApp Business app. Merchants will be able to generate QR codes in a single tap, enabling customers to complete transactions via their preferred payment methods. Meta said the feature is intended to streamline the checkout process and shorten sales cycles.
In-app calling and AI-powered support
WhatsApp is rolling out in-app calling, allowing customers to place calls to larger businesses or receive them when requested. Future updates are expected to include voice messages and video calls, with potential use cases spanning industries such as telehealth. Businesses are also piloting Business AI, a tool that uses voice calling to deliver automated customer support at scale.
Centralised campaign management
Through Meta’s Ads Manager, businesses will now be able to manage campaigns across WhatsApp, Facebook and Instagram in one place. The platform said the integration would allow companies to repurpose creatives, budgets and workflows while AI-driven optimisation tools such as Advantage+ improve campaign performance across channels.
Discoverability via Status and Channels
WhatsApp is expanding discoverability features within the Updates tab, which is used by 1.5 billion people globally. Businesses and creators will be able to run ads in Status, promote channels and offer subscriptions. Early adopters include Maruti Suzuki, Air India and Flipkart. WhatsApp stressed that these updates will remain separate from personal chats and inboxes and will roll out gradually.
Flexibility for small enterprises
To give small businesses more room to scale, WhatsApp now allows the Business App and Business Platform to be used simultaneously with the same phone number. This will enable firms to handle large message volumes through the API while continuing everyday conversations via the app.
Citizen services on WhatsApp
Meta highlighted that 91% of online adults in India already interact with businesses weekly on WhatsApp. The company is also extending partnerships with state governments. In Andhra Pradesh, for instance, the “Mana Mitra” chatbot delivers over 700 multilingual services and is already being used by more than 4 million citizens. Odisha, Maharashtra and Tamil Nadu are among other states offering essential services through the platform.
Business
One year in, Business Insider’s AI search is boosting click-throughs

A year in, Business Insider’s AI onsite search is driving deeper engagement, though not necessarily broader adoption.
The AI search tool, which Business Insider launched in October 2024, is one of several AI-powered products developed by the company in the past year and discussed by BI CTO Harry Hope during a talk at this week’s Digiday Publishing Summit in Miami, Florida.
Although Business Insider’s AI search tool is currently only used by roughly one percent of Business Insider’s readership — Hope said that this was the percentage of readers who had used BI’s previous search tool, and that the “percentage hasn’t grown that dramatically in a year of use” — it has significantly increased the engagement of those who do use the tool, with click-through to articles increasing by 50 percent since October, per Hope.
“The goal here was to really find a way to build something that promoted journalism, not try and cover it up or paint it over with AI, right? We felt strongly that, when it comes to AI and chatbots, it’s not a one-size-fits-all solution,” Hope said. “We can do creative things to actually promote the work that our journalists do day-in and day-out — and it worked quite well.”
Business Insider’s updated search tool isn’t the company’s only AI product that has grown over the past year. Consumption of BI’s AI audio briefings, which launched in June, has also grown by 20 percent month-over-month, per Hope. In addition to front-facing tools like the AI search and audio briefing, Business Insider staff have stepped up their internal use of AI, with Hope estimating that between 80 and 90 percent of staff were using AI tools — an increase from the roughly 70 percent of BI staff using AI tools in May.
“People are particularly interested in building GPTs for specific use cases. I think we have about 200 right now across our organization that people have created just for different, sometimes surprising, utilities,” said Hope, who elaborated that BI staff are using AI chatbots to simulate notes from editors or feedback from potential advertisers.
Business Insider was not the only publication that discussed AI search tools on the stage at this week’s conference. Wirecutter executive director of commerce Leilani Han said that the publication’s new AI-powered search feature had “definitely” improved click-throughs to its product recommendations, although she declined to share a specific growth figure.
Han added that Wirecutter was actively looking to optimize its content for AI search — but that it had found that the playbook for AI search optimization is not a huge shift from the playbook for traditional search optimization.
“The planning doesn’t seem to be drastically different,” she said. “For us, our focus has always been certainly the readers, and that hasn’t really changed.”
During his Publishing Summit talk, Hope acknowledged that Business Insider’s AI tools aren’t yet a significant revenue stream for the company, although BI views products such as the AI audio briefing as potential advertising or sponsorship inventory down the line. For now, Business Insider is investing in AI because it believes it will improve the company’s bottom line in the future — not because it’s a huge moneymaker in 2025.
“The ROI doesn’t look great — I’m not going to lie to you, just if you compare the dollars and cents — but we need to weigh that against where we see the future panning out, where the puck is going,” Hope said. “And part of it involves buy-in and faith from your organization that it is valuable to spend some of your resources on these tools and these technologies.”
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